Credit Cards

A question about : Any leg to stand on?

Hi all,
I have a quandary regarding credit cards and fraud... namely I have an item, an unused wedding dress, which I placed for sale on a relevant website.
My wife received an email from a disabled Scottish lady, who wanted to purchase, but needed us to blah blah blah, we were scammed to the tune of Ј300 approximately.
Now.

A question about : Unsolicited Amex card

Hi all,

Amex sent me a credit card in the post which I have not applied for, is this just some kind of marketing move? They seperately sent me a pin. I don't want the card, so can I just ignore it, or do you think I need to do something more?

They must have got my details from the electoral role; initially my surname was spelt wrong on the electoral role, and they've spelt my name the same on the card.

A question about : Barclaycard transfer

My Barclaycard interest free period is coming to an end, but I have an chance to do another balance transfer on by Barclaycard that will be interest free until May 2016
Can i pay off my Barclay card with my nationwide credit card then transfer the balance back to Barclays to take advantage of this interest free until May 2016 ??

A question about : Balance transfer and back again...

... A Hobits Journey

I was wondering if anyone knew if this was possible?

I have two credit cards. One that is maxed out by MBNA but that is currently running a 0% balance transfer offer. And one that is empty but no balance transfer offers.

Can I transfer the balance to the second one. Incur transfer fees and interest for a few days. Then transfer the balance back onto the MBNA thus activating nearly 15 months interest free?

Minus the fees of course?

Thanks

Nic

A question about : Amex Platinum Vs Santander 123

I applied for the 123 cashback card in Jan, was approved instantly.

After having that for a month I applied for an everyday cashback platinum Amex, which I also got instant approval for.

They both have a similar limit, now the question is, would there be any negative consequences to my file if I closed the 123 account down after just 2 months (settled).

A question about : Aqua card

Can anyone advise me I was accepted for an Aqua card yesterday the confirmation page said

You have been accepted your pin and card will be posted out with details
Of your credit limit and how to access it...nothing else no email or any other confirmation does this mean I have. Defiantly been accepted or could it still be declined

A question about : Credit Card debt

Hi,

Ive got about Ј7500 of credit card debt, on different cards.

I'm struggling to pay the minimum amounts at the moment.

Ive tried getting another card to put all the debt onto to get lower interest but with no joy.

Ive tried getting a debt consolidation loan, but no joy.

What are my options? Bankrupt? If I could just find a way of lowering payments. Its my debt and I have no issues.

(I'm in Scotland if that affects things as we have alot of different laws)

A question about : Capital one application

Hi i applied for a capital one card last night and it came back with i had to send ID to them. I have applied a few times over the last couple of years but normally get a no. What does this mean?