Changing digs and coming out of my cave... for a wee while atleast :)

A question about : Changing digs and coming out of my cave... for a wee while atleast :)

Hey all,

( looks round at my new home) well this is nice and cosy, i'm usually to be found on the dfw board, but thought maybe it was time to move on over to here. I'm still on our 100 month challenge and it is looking as if we will achieve our goals

I have had diaries for a while now and some of you have been following me on my journey ( thank you ) i will put the links in here when i can find them

However, i tend to go walkabout every now and then and disappear off the face of the mse planet, and i have no doubt i will do again, it's not that i have given up or anything, its because i like to retreat into my warm cosy cave and have some me time

things are moving forward for us debt wise the mortgage is slowly coming down, the savings very slowly going up, although technically speaking that isn't exactly true as recently we have been on some sort of spending spree, it started before we went to Turkey and as of yet it we havn't stopped and wont stop for a wee while yet.

anyway mortgage is slowly coming down and we are in the middle of a planning phase.

hope you will join me on the latest part of our journey

chapter no 1
https://forums.moneysavingexpert.com/...hlight=elantan

chapter no 2
https://forums.moneysavingexpert.com/...hlight=elantan

chapter no 3
https://forums.moneysavingexpert.com/...hlight=elantan

not that it is incredibly interesting but it might be good to look over one day

Best answers:

• Welcome! I'm sure I've seen you around somewhere...
  How many months have you got left now? Must be coming down?
• would love to ... i miss your smiling face ... and obviously the croc discussions
• so... we got our letter in from virgin regarding the price going up... hubby and i sat down and had a good chat ... actually this chat has been going on for a long time now ...
  do we watch tv? do we use the phone? you know the usual... we have decided to get rid of the tv and phone ... we dont watch tv ... thats not to say it is never on ... cause the truth of the fact is it is never off ... but we dont watch it ... its background noise, used as a distraction and nothing else
  with the phone ... out of 30 phone calls we get 29 are for PPI, solar panels, boilers etc so the one call we do get thats important to us could be done by mobile
  we will be also doing away with the tv license but will be watching dvd's and the occasional ( very occasional) catch up tv programme...
  we have worked out that we will save Ј500 a year
  thats a lot of money that can be used for other things
  it will take us a wee while to get used to not having the distraction about, but i am looking forward to more time reading, chatting, cooking etc ...
  it might help to have some other morning distraction, so i am thinking maybe of getting a wee DAB radio for the living room... cant decide though
• Hi El. Great to have you backed-you've been missed Hun.
  Looking forward to reading more posts from you. Xx
• Hey tatty, I missed you too ... And appreciate the PM's
• Wobbles in doing wheelies
• I'm looking forward to our wheelie big adventure at the weekend
  Mr el has promised tablet ... Skinty will be annoyed
  Can't wait to catch up again beanie
• Ohhhh my goodness I got to breaking bad an lost the plot
  Sheesh will need to go back and read the rest
  Wasn't Breaking Bad just the BEST thing EVER
  It got so bad on my Facebook that anytime any of my friend mentioned it they tagged me
  I'm sure some of my friends from Facebook can agree with how bad I was with it
  My photo was nicked from the holy guacamole scene
  * goes and lies down from all the excitement*
  I have to admit I am looking forward to being without a tv ... Kinda nervous about the tv inspector coming though as we are not getting rid of the tv ... We just ain't watching anything live ... It ain't like the BBC would ever do anything like BB for eg
  Right back to BB ... What was your fave episode? Did you guess that the person that killed Mr White would be who it was? I guessed everyone else ( including holly) before I guessed that person ...
  It was the right ending ... But I'm still suffering withdrawal
  Can you tell lol
• So I have to work and miss not only you lot and the Christmas market but tablet too?
• #BB: one fave episode, seriously? So many to choose from! Really enjoyed season 2, really fun in such a dark way! Having said that "The Fly" episode was an absolute corker, all around: the ideas, the writing & the acting. I was on tenterhooks at the end because I really thought WW was going to blurt out the truth about Jane just as Jesse was doing his bizarre balancing act on the ladder, on the work top! Brilliant suspense!
  #TV Man: I don't know how it works with a TV & linking up to broadband & such because we use a laptop for DVDs & catchup, but if you don't need the tv aerial / cable point, can you remove it from the room where the Tv is so you can "prove" it's not connected to the terrestrial Tv network? BTW, not had one for a long time now & never been visited!
• Well today is going to be one of those spendy days, I'm going shopping for log baskets for a log fire that I don't currently have
  We are still waiting on one more quote for a log fire for both the upstairs and down stairs of the house as we have decided we just can't take much more of this cold, what we discovered when we went looking at fires etc is that it ain't just a case of buying a fire and shoving it in the corner of a room ... Oh no it's much more complicated than that, we have one quote for Ј4,750 for fitting the fire add two fires at a cost of Ј5,000 and your talking a lot of money ( obviously I couldn't like just any fire ... It had to be one of the most expensive ones)
  So because we are still waiting for all that to sort out we are kinda stuck not being able to lift carpets etc ( the downstairs of the house has a carpet that we inherited when we move in 13 years ago, we decided that if we were going to put a new fire down there we might as well go the whole hog an redecorate/ re carpet etc ... Then we went carpet hunting ... The carpet we saw that we liked ... Oh why just a snip at Ј1,800 ... I needed to lie down after that revelation I can tell you )
  We can however buy the other things we need in preparation, things like chain saws ( got a Black Friday type deal there) ... Trousers for the chain saw ( they ain't cheap) fire thermometers, wood moisture meters etc, you get the kinda idea ... So today is wood baskets ... I think my visa might just actually melt
  Now obviously all of this is not conducive to paying off the mortgage, so with that in mind we will slow down the rate of debt repayment next year, we will not be going on holiday abroad next year ( apart from Tenerife in January) so that will save us quite a bit of money, I'm thinking of starting up a business which will bring some more money in and once the spends bits are all done we will be back on the severe debt payment bandwagon ... It may mean however it might take us an extra 12-18 months to pay off the debt ... But that's ok, we will still be within the 100 month challenge and we will be warm in winter ... Which surely has to be better than being just another statistic as yes our house is that cold
• Yep sadly Skinty you will be missing the tablet
  I reckon you should just come anyway
  Habiboo the fly was one of my faves as well , it was just so different from the rest, the ending of season four had me sitting with my mouth wide open
  I will remove any ariels etc from all the rooms ... We have no intention of deceiving anyone at all ... But I have heard those tv license guys can be quite nasty etc ... We truthfully don't watch live tv at all ... We watch certain shows like BB and game of thrones, walking dead etc and very rarely we will watch something like question time ( much rarer now that I have little patient for it)
  We tend to go to the pictures more and we tend to watch a lot of documentaries ( I love a good documentary)
  On the night shift the people I work with have sky etc ... Because of my job I can't be noisy so I tend to spend a lot of time sitting waiting to be needed etc.. This gives me time to watch the tv ... I basically sit with my hand on the remote channel hopping, whilst reading a book or researching some information online... I once dared myself to watch Honey Boo Boo ... I can never un see that ... It held me in it's vice like grip I was strangely attracted to it and it blew my mind ... How on earth can people live like that ... And yet I watched ( once or twice I must admit) I now keep it firmly off .. Car crash tv holds a perverse addiction that I just don't want to get sucked into, I could feel my IQ level dropping by the minute
• So got the log baskets ... Managed to get a discount as well
  I think that's us got everything for the fires etc ... Jut got to get the fires and them fitted now ( oh and a saw horse... But I can take my time with that )
  Also went out for lunch with a friend and treated myself to an eyebrow kit ... I have sparse thin eyebrows that disappear under makeup so this should hopefully solve that problem
  Have been asked to work an early tomorrow which I will do as we need the money just now
  I'm kinda getting impatient for the fires etc now and waiting for quotes ... Grrr
• Mr El is starting on the tablet tonight ... I can hear my teeth squealing from here lol